:root{--navy:#0b1d33;--navy-light:#12283f;--navy-mid:#1a3450;--slate:#2a4a6b;--gold:#c9a55c;--gold-light:#dfc07a;--gold-pale:#f5edd6;--cream:#faf7f0;--warm-white:#fefcf8;--text-primary:#0b1d33;--text-secondary:#4a6277;--text-light:#8a9db0;--border:#e2ddd4;--success:#2d8b5f;--accent-teal:#1a6b5a}*{margin:0;padding:0;box-sizing:border-box}html{scroll-behavior:smooth;font-size:16px}body{font-family:DM Sans,sans-serif;color:var(--text-primary);background:var(--warm-white);overflow-x:hidden;-webkit-font-smoothing:antialiased}h1,h2,h3,h4{font-family:Playfair Display,serif;font-weight:500}.nav{position:fixed;top:0;left:0;right:0;z-index:1000;padding:1rem 0;transition:all .4s cubic-bezier(.4,0,.2,1)}.nav.scrolled{background:rgba(11,29,51,.97);-webkit-backdrop-filter:blur(20px);backdrop-filter:blur(20px);padding:.7rem 0;box-shadow:0 2px 40px rgba(0,0,0,.15)}.nav-inner{max-width:1280px;margin:0 auto;padding:0 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em:after{content:"";position:absolute;bottom:2px;left:0;right:0;height:2px;background:var(--gold);opacity:.3}.hero-description{font-size:1.1rem;color:hsla(0,0%,100%,.65);line-height:1.7;margin-bottom:2.5rem;max-width:520px}.hero-buttons{display:flex;gap:1rem;flex-wrap:wrap}.btn-primary{background:var(--gold);color:var(--navy);padding:.9rem 2rem;border:none;border-radius:8px;font-family:DM Sans,sans-serif;font-size:.95rem;font-weight:600;cursor:pointer;transition:all .3s;text-decoration:none;display:inline-flex;align-items:center;gap:.5rem}.btn-primary:hover{background:var(--gold-light);transform:translateY(-2px);box-shadow:0 8px 30px rgba(201,165,92,.3)}.btn-secondary{background:transparent;color:#fff;padding:.9rem 2rem;border:1px solid hsla(0,0%,100%,.2);border-radius:8px;font-family:DM Sans,sans-serif;font-size:.95rem;font-weight:500;cursor:pointer;transition:all 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svg{width:16px;height:16px;stroke:var(--gold)}.hero-trust-text{font-size:.78rem;color:hsla(0,0%,100%,.5);line-height:1.4}.section{padding:6rem 2rem}.section-inner{max-width:1280px;margin:0 auto}.section-label{font-size:.75rem;font-weight:700;text-transform:uppercase;letter-spacing:2px;color:var(--gold);margin-bottom:1rem}.section-title{font-size:clamp(1.8rem,3.5vw,2.6rem);line-height:1.2;margin-bottom:1rem;letter-spacing:-.3px}.section-subtitle{font-size:1.05rem;color:var(--text-secondary);line-height:1.7;max-width:580px}.how-it-works{background:var(--cream);border-top:1px solid var(--border);border-bottom:1px solid var(--border)}.hiw-header{text-align:center;margin-bottom:4rem}.hiw-header .section-subtitle{margin:0 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var(--border)}.trust-header{text-align:center;margin-bottom:3.5rem}.trust-header .section-subtitle{margin:0 auto}.trust-grid{display:grid;grid-template-columns:repeat(4,1fr);grid-gap:1.5rem;gap:1.5rem;margin-bottom:4rem}.trust-card{background:#fff;border:1px solid var(--border);border-radius:14px;padding:2rem;text-align:center;transition:all .3s}.trust-card:hover{transform:translateY(-3px);box-shadow:0 8px 40px rgba(0,0,0,.06)}.trust-icon{width:52px;height:52px;border-radius:14px;background:var(--gold-pale);display:flex;align-items:center;justify-content:center;margin:0 auto 1.2rem}.trust-icon svg{width:24px;height:24px;stroke:var(--navy)}.trust-card h3{font-size:1rem;margin-bottom:.6rem;font-weight:600}.trust-card p{font-size:.83rem;color:var(--text-secondary);line-height:1.6}.testimonial-strip{display:grid;grid-template-columns:repeat(3,1fr);grid-gap:1.5rem;gap:1.5rem}.testimonial{background:#fff;border:1px solid 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svg{width:24px;height:24px;stroke:var(--gold)}.register-card h3{font-size:1.2rem;color:#fff;margin-bottom:.75rem}.register-card p{font-size:.88rem;color:hsla(0,0%,100%,.5);line-height:1.65;margin-bottom:1.5rem}.register-card .btn-primary{width:100%;justify-content:center}.footer{background:var(--navy);border-top:1px solid hsla(0,0%,100%,.06);padding:4rem 2rem 2rem}.footer-inner{max-width:1280px;margin:0 auto}.footer-top{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;grid-gap:3rem;gap:3rem;padding-bottom:3rem;border-bottom:1px solid hsla(0,0%,100%,.06)}.footer-brand-text{font-size:.85rem;color:hsla(0,0%,100%,.4);line-height:1.65;max-width:320px;margin-top:1rem}.footer-col h4{font-family:DM Sans,sans-serif;font-size:.78rem;font-weight:700;text-transform:uppercase;letter-spacing:1.5px;color:hsla(0,0%,100%,.3);margin-bottom:1.2rem}.footer-col ul{list-style:none}.footer-col li{margin-bottom:.6rem}.footer-col 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2.25rem;border-radius:2px;box-shadow:0 20px 60px rgba(11,29,51,.18)}.what-is-card-label{font-size:.72rem;font-weight:700;letter-spacing:2.5px;text-transform:uppercase;color:var(--gold);margin-bottom:1.5rem}.what-is-card ol{list-style:none;counter-reset:threecount}.what-is-card ol li{counter-increment:threecount;padding:1rem 0 1rem 2.5rem;border-bottom:1px solid hsla(0,0%,100%,.08);position:relative}.what-is-card ol li:last-child{border-bottom:none}.what-is-card ol li:before{content:counter(threecount,decimal-leading-zero);position:absolute;left:0;top:1rem;font-family:Playfair Display,serif;color:var(--gold);font-size:1.05rem;font-weight:600}.what-is-card ol li strong{display:block;color:#fff;font-size:1rem;font-weight:600;margin-bottom:.2rem}.what-is-card ol li span{color:hsla(0,0%,100%,.65);font-size:.85rem;line-height:1.5}.who-for{background:var(--cream);border-top:1px solid var(--border);border-bottom:1px solid var(--border)}.who-header{text-align:center;margin-bottom:3.5rem}.who-header .section-subtitle{margin:0 auto}.who-grid{display:grid;grid-template-columns:repeat(3,1fr);grid-gap:1.5rem;gap:1.5rem}.who-card{background:#fff;padding:2rem 1.75rem;border-radius:2px;border-left:3px solid var(--gold);transition:transform .3s,box-shadow .3s}.who-card:hover{transform:translateY(-4px);box-shadow:0 16px 40px rgba(11,29,51,.08)}.who-card h3{font-size:1.2rem;color:var(--navy);margin-bottom:.6rem;font-weight:600}.who-card p{font-size:.9rem;color:var(--text-secondary);line-height:1.6}.who-footnote{text-align:center;margin-top:2.5rem;font-style:italic;color:var(--text-light);font-size:.95rem}.receive{background:var(--warm-white)}.receive-header{text-align:center;margin-bottom:3.5rem}.receive-header .section-subtitle{margin:0 auto}.receive-grid{display:grid;grid-template-columns:1fr 1fr;grid-gap:2rem;gap:2rem}.receive-card{padding:3rem 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var(--border)}.worked-header{text-align:center;margin-bottom:3rem}.worked-header .section-subtitle{margin:0 auto}.worked-table{max-width:880px;margin:0 auto;background:#fff;border-radius:2px;overflow:hidden;box-shadow:0 10px 40px rgba(11,29,51,.08)}.worked-row{display:flex;justify-content:space-between;align-items:center;padding:1.15rem 2rem;border-bottom:1px solid var(--border)}.worked-row:last-child{border-bottom:none}.worked-row.highlight{background:var(--navy);color:#fff;border-left:4px solid var(--gold);padding-left:calc(2rem - 4px)}.worked-row.highlight .worked-val{color:var(--gold)}.worked-key{font-size:1rem;font-weight:500}.worked-row.highlight .worked-key,.worked-val{font-weight:600}.worked-val{font-family:Playfair Display,serif;font-size:1.3rem;color:var(--navy)}.worked-disclaimer{max-width:880px;margin:1.5rem auto 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p{color:hsla(0,0%,100%,.8);font-size:.95rem;line-height:1.65}.benefits{background:var(--warm-white)}.benefits-header{text-align:center;margin-bottom:3.5rem}.benefits-header .section-subtitle{margin:0 auto}.benefits-grid{display:grid;grid-template-columns:repeat(3,1fr);grid-gap:1.5rem;gap:1.5rem}.benefit-card{background:var(--navy);color:#fff;padding:2rem 1.75rem;border-radius:2px;position:relative;border-bottom:3px solid var(--gold);transition:transform .3s}.benefit-card:hover{transform:translateY(-4px)}.benefit-card h3{color:var(--gold);font-size:1.15rem;margin-bottom:.6rem;font-weight:600}.benefit-card p{color:hsla(0,0%,100%,.78);font-size:.9rem;line-height:1.6}.fees{background:var(--cream);border-top:1px solid var(--border);border-bottom:1px solid var(--border)}.fees-header{text-align:center;margin-bottom:3.5rem}.fees-header .section-subtitle{margin:0 auto}.fees-grid{display:grid;grid-template-columns:1fr 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h3{font-size:1.1rem;color:var(--navy);margin-bottom:.4rem;font-weight:600}.consider-item p{font-size:.92rem;color:var(--text-secondary);line-height:1.6}.carousel-section{background:var(--warm-white);padding:5rem 0 4rem;border-top:1px solid var(--border);border-bottom:1px solid var(--border);position:relative}.carousel-intro{text-align:center;max-width:760px;margin:0 auto 2.5rem;padding:0 2rem}.carousel-intro .section-subtitle{margin:0 auto}.carousel-tabs{max-width:1280px;margin:0 auto 2.5rem;padding:0 2rem;display:flex;flex-wrap:wrap;justify-content:center;gap:.5rem}.carousel-tab{padding:.65rem 1.3rem;background:transparent;border:1px solid var(--border);border-radius:999px;font-family:DM Sans,sans-serif;font-size:.82rem;font-weight:500;color:var(--text-secondary);cursor:pointer;transition:all .25s 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0,transparent 50%);pointer-events:none}.carousel-slide.slide-stay .slide-inner{position:relative}.carousel-slide.slide-stay .section-label{color:var(--gold)}.carousel-slide.slide-stay .section-title{color:#fff}.carousel-slide.slide-stay .section-subtitle{color:hsla(0,0%,100%,.72)}.carousel-slide.slide-benefits{background:var(--warm-white)}.carousel-slide.slide-fees{background:var(--cream)}.carousel-slide.slide-considerations{background:var(--warm-white)}.carousel-slide .slide-header{text-align:center;margin-bottom:3rem}.carousel-slide .slide-header .section-subtitle{margin:0 auto}.carousel-controls{gap:2rem;margin-top:2.5rem;padding:0 2rem}.carousel-btn,.carousel-controls{display:flex;align-items:center;justify-content:center}.carousel-btn{width:52px;height:52px;border-radius:50%;border:1px solid var(--border);background:#fff;color:var(--navy);cursor:pointer;transition:all .3s ease;flex-shrink:0;padding:0}.carousel-btn:hover:not(:disabled){background:var(--navy);color:var(--gold);border-color:var(--navy);transform:scale(1.05);box-shadow:0 8px 24px rgba(11,29,51,.18)}.carousel-btn:disabled{opacity:.3;cursor:not-allowed}.carousel-btn svg{width:22px;height:22px}.carousel-dots{display:flex;gap:.55rem;align-items:center}.carousel-dot{width:10px;height:10px;border-radius:50%;border:none;background:var(--border);cursor:pointer;padding:0;transition:all .35s ease}.carousel-dot:hover{background:var(--gold-light)}.carousel-dot.active{background:var(--gold);width:32px;border-radius:5px}@media (max-width:768px){.carousel-slide{min-height:auto;padding:2.5rem 1.25rem 3rem}.carousel-tabs{gap:.35rem;margin-bottom:1.75rem}.carousel-tab{padding:.5rem .9rem;font-size:.75rem}.carousel-controls{gap:1rem;margin-top:1.5rem}.carousel-btn{width:44px;height:44px}.carousel-btn svg{width:18px;height:18px}.carousel-section{padding:3rem 0}}@keyframes fadeUp{0%{opacity:0;transform:translateY(30px)}to{opacity:1;transform:translateY(0)}}@keyframes pulse{0%,to{opacity:1}50%{opacity:.4}}.reveal{opacity:0;transform:translateY(30px);transition:all .7s cubic-bezier(.4,0,.2,1)}.reveal.visible{opacity:1;transform:translateY(0)}@media (max-width:1024px){.hero-content{grid-template-columns:1fr;gap:3rem}.hero-visual{max-width:520px}.calc-layout{grid-template-columns:1fr}.buybox-grid,.investor-cards,.trust-grid{grid-template-columns:repeat(2,1fr)}.testimonial-strip{grid-template-columns:1fr}.footer-top{grid-template-columns:1fr 1fr}.what-is-grid{grid-template-columns:1fr;gap:2.5rem}.benefits-grid,.who-grid{grid-template-columns:repeat(2,1fr)}.fees-grid,.receive-grid,.stay-grid{grid-template-columns:1fr}}@media (max-width:1100px){.nav-links{gap:1.25rem}.nav-links a{font-size:.83rem}.nav-inner{padding:0 1.25rem}}@media (max-width:960px){.nav-links{display:none;flex-direction:column;align-items:flex-start;gap:0;position:absolute;top:100%;left:0;right:0;background:rgba(11,29,51,.98);-webkit-backdrop-filter:blur(20px);backdrop-filter:blur(20px);padding:1rem 1.5rem 1.5rem;border-top:1px solid rgba(201,165,92,.2)}.nav-links.show{display:flex}.nav-links li{width:100%}.nav-links a{padding:.75rem 0;display:block;font-size:.95rem;border-bottom:1px solid hsla(0,0%,100%,.06)}.nav-links li:last-child a{border-bottom:none}.nav-cta{margin-top:.5rem;text-align:center;border-radius:6px}.mobile-toggle{display:flex}.nav{position:fixed}}@media (max-width:768px){.nav-links{display:none}.mobile-toggle{display:flex}.hero{min-height:auto}.hero-content{padding:7rem 1.5rem 4rem}.hero-stat-row{grid-template-columns:1fr}.hero-trust{flex-direction:column;gap:1rem}.hiw-steps{grid-template-columns:1fr 1fr;gap:2rem}.hiw-step:after{display:none}.buybox-grid,.footer-top,.investor-cards,.register-cards,.trust-grid{grid-template-columns:1fr}.section{padding:4rem 1.5rem}.benefits-grid,.who-grid{grid-template-columns:1fr}.worked-row{padding:1rem 1.25rem;flex-direction:column;align-items:flex-start;gap:.3rem}.worked-row.highlight{padding-left:calc(1.25rem - 4px)}.receive-card{padding:2.25rem 1.75rem}.receive-card h3{font-size:1.5rem}}@media (max-width:480px){.hiw-steps{grid-template-columns:1fr}.hero-buttons{flex-direction:column}.btn-primary,.btn-secondary{width:100%;justify-content:center}}.locale-switcher{display:flex;align-items:center;gap:.25rem;margin-left:1rem}.locale-btn{background:none;border:1px solid hsla(0,0%,100%,.2);color:hsla(0,0%,100%,.6);font-family:DM Sans,sans-serif;font-size:.75rem;font-weight:600;letter-spacing:.5px;padding:.25rem .55rem;border-radius:4px;cursor:pointer;transition:all .2s}.locale-btn:hover{color:var(--gold-light);border-color:rgba(201,165,92,.4)}.locale-btn.active{background:rgba(201,165,92,.15);border-color:var(--gold);color:var(--gold-light)}@media (max-width:768px){.locale-switcher{margin-left:.5rem}.locale-btn{padding:.2rem .4rem;font-size:.7rem}}